Bacchus Law Group

Bankruptcy Lawyers, St. Tammany and the River Parishes

Covington    Mandeville    Slidell    LaPlace   NOLA

If creditors have been hounding you for money you don't have, you may benefit from Chapter 7 Bankruptcy protection. When your case is filed, an automotic stay will immediately prevent creditors from contacting you for payment of outstanding debts. When your case is completed, most, if not all, of your unsecured debt will be discharged or eliminated, providing you with a TRUE FRESH START that you so desperately need.

Many clients have an irrational fear of filing for bankruptcy protection but in most cases this fear is unwarranted. We see meet with clients every single day and enjoy changing clients understanding and perception of the bankruptcy process. The mission of our attorneys is to provide excellent consumer bankruptcy counsel. We work hand in glove with clients who need to gather the appropriate paperwork and get it filled out properly. As your attorneys, we analyze your financial situation and recommend legal remedies, including Chapter 7, a debt relief plan, or Chapter 13 Bankruptcy, a wage earner's plan.

Qualifying for Chapter 7 Bankruptcy

Currently there are income limits based on your household size in order to qualify for a Chapter 7; however, even if your household income exceeds this limit, you may still qualify if you pass the means test, thus it is important to personally meet with a qualified bankrutpcy attorney. If you do not pass the means test, you may still qualify for Chapter 13 Bankruptcy protection.

If you decide to move forward with Chapter 7 Bankruptcy, you must complete required credit counseling education to meet bankruptcy requirements. Enter attorney code RL4789  to have a certificate of completion sent to our office prior to filing.

Exemptions for Chapter 7 Bankruptcy in Louisiana

When an individual files for protection under Chapter 7, much of their personal property/assets are exempt under state and/or federal law. This means that you will not lose such property. For example, the first $35,000 of equity in your primary residence is exempt. Louisiana debtors also get one vehicle exemption up to $7,500.00. Further, qualified retirement plans and pensions are 100% exempt as are the debtor's household goods and furnishings (exclusive of electronic items), personal wardrobes, wedding rings, one firearm and certain tools of trade. Some debts are not eligible for discharge, including student loans, child support payments and certain taxes owed.

Contact Bacchus Law Group

The Bacchus Law Group, LLC prides itself on client communication. Clients are kept informed of every step of step of the process involved in resolving their concern. Phone calls are important and are returned within the same day. Contact a lawyer at our firm to schedule a free telephone consultation.

Bacchus Law Group, LLC

NORTHSHORE OFFICE
The Arbor Walk Professional Centre
389Highway 21 Ste 402B
Madisonville, LA 70447 
Map and Directions
Phone 985-206-9111
Fax 985-206-9112

LaPlace Office: 
518 Belle Terre Blvd
Laplace, LA 70068
Telephone: 985-651-5421 | Fax: 985-651-5491
Map and Directions

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The lawyers at Bacchus Law Group, LLC provide quality legal services to clients throughout southeast Louisiana and the River Parishes in the communities of Madisonville, Mandeville, Covington, Abita Springs, Slidell, LaPlace, Baton Rouge, Denham Springs, Gonzales, Prairieville, New Orleans, Kenner, Metairie, Zachary, Port Allen, Livingston and Walker. The firm also represents people and businesses in St. John Parish, St. James Parish, St. Charles Parish,  Jefferson Parish, St. Tammany Parish and the area known as NORTHSHORE.